To support Punjab’s dairy farmers, the state government has come up with various dairy farming subsidies and loans. The goal of these plans is to increase the milk production, to raise farmer’s income, and to turn dairy farming into a business that is more friendly for the environment. In case you are a farmer in Punjab and wish to expand your dairy business in the state, this manual will be your assistant with it.
Why Dairy Farming in Punjab is Profitable Venture
For the dairy industry in Punjab, there are many agro-based resources as well as a strong livestock industry which makes it the best location. The milk and dairy products supply in Punjab is always high and the farmers receive the aid of the government that provides them with funds, new equipment, and practical training for their new techniques.
Best Government Dairy Farming Schemes in Punjab
Punjab along with NABARD and banks proposes dairy farming incentives and loans with the low-interest rate to promote dairy farming. Here is a description of the most essential programs for 2025.
1. The Punjab Dairy Development Board (PDDB) Schemes
PDDB offers financial assistance for various dairy activities such as:
- Kisan Credit Card (KCC) Loan – Provides for the herd’s working capital.
- Self-Propelled Fodder Subsidy – Allocates money to farmers for the price tag of buying a silage assembly.
- Cattle Shed Subsidy – A rural handout for broadening and modernizing the entire system.
- Dairy Processing Unit Support – Provides money for the making of value added dairy products.
How to Apply: Go to Punjab Dairy Development Board web page. In addition, give a call to your local agricultural office.
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2. NABARD Dairy Farming Subsidy
NABARD sanctions a sum as high as 25%-33% of the allotted dairy farming projects, which contains the expenses listed as:
- Dairy Units of 2-10 Milch Animals
- Heifer Rearing and Organic Compost Production
- Milk Processing and Preservation Units
Eligibility: The farmers from Punjab having dairy businesses with a registration certificate are eligible to apply for the scheme.
3. Bank Loans for Dairy Farming in Punjab
In the state of Punjab, various banks render farmer-oriented loans for dairy construction or development:
Punjab National Bank (PNB) – They have separate schemes for small and large-scale diary farming which includes Dairy, Janta Kisan, and Kisan Credit Card schemes.
Punjab Gramin Bank (PGB) – People can avail loans to buy a high-yield milch cattle where the interest is also very low.
SBI Dairy Plus Loan – SBI’s Dairy Plus Loan is a loan that is only given to those working on and expanding the dairy business.
Read more about Punjab Seed Subsidy Scheme 2025: Benefits, Eligibility & Application Guide
Tip: Before concluding on choosing a bank loan, contrast the various interest rates provided to buy a loan and checking their flexibility regarding repayments.
Step-by-Step Guide to Apply for Dairy Farming Subsidies
1. Choose the Right Scheme – Clearly be observant which of the government’s subsidy and loan program suits your interests.
2. Collect the Required Documents – The mandatory certificates are the identity, land papers, bank statements, and a business plan.
3. Undergo Training (If Required) – Some plans require the attendance of the farmers in the milch cattle workshops.
4. Application Submission – To get to the portal one has to go online and fill the application form. The other possibility is to attend local agricultural offices.
5. Facility Schema – An Agricultural University will send their experts to visit and see your farm before the approval of loan.
6. Sanction and Payment – In case of a positive prognosis, the funds will be cause-deposited into the account you’ll indicate.
Pro Tip: Find the nearest Krishi Vigyan Kendras (KVK) and contact for a better understanding of the dairy farming applications.
FAQs: Punjab Dairy Farming Subsidy & Loans
What and who can apply for dairy farming subsidies?
Farmers, self-help groups (SHGs), and dairy cooperatives are among the beneficiaries who can meet the necessary criteria.
What is the subsidy percentage the NABARD pays to general or SC/ST farmers?
The governmental organization offers 25% of the cost of the project for non-SC/ST farmers and a 33% subsidy for the others.
Can I get a loan to set up dairy farming in Punjab? How much is the loan amount?
Loan amounts range from ₹50,000 to ₹10 lakh, depending on eligibility and project scope.
Make the Most of Punjab’s Dairy Farming Support
Plenty of funding the government is ready to give in the form of subsidies, low-interest loans as well as training programs for Punjab’s animal husbandry farming make it a lucrative career. Either you are going to be operating a small dairy farm or you are in the process of expanding, the funding schemes initiated by the government will offer financial support and the needed inputs.
