Himachal Pradesh is consciously promoting women entrepreneurship by implementing widespread financial aid and business support schemes. The programs, which offer women with subsidized loans, skills development, and startup funding are aimed at making women financially independent.
This is a guide that examines the top government plans, conditions that must be met to be eligible, and a step-by-step application process for the women entrepreneurs in Himachal Pradesh, promoting success of their businesses.
1. Mukhyamantri Swavalamban Yojana (MSY) – Startup Loan for Women
Key Benefits:
- 30% subsidies for loans up to ₹30 lakh for new businesses.
- 5% loan interest subvention for three years.
- No collateral is needed for loans.
How to Apply:
- Go to the District Industries Centre (DIC) or apply online through Himachal Pradesh MSME Portal.
- Create details about your business plan that include funding requirements as well as operations.
- Summarize your application as well as KYC documents, and business plan documents.
- Subsidizing the credit of the loan immediately upon approval to your account.
Who Can Apply? Women aged 18 to 45 years who are starting a new business in Himachal Pradesh.\
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2. Sashakt Mahila Rin Yojana – Business Loans Without Collateral
Key Features:
- Women will get loans without providing any security to the bank.
- Micro entrepreneurs will get loans with low-interest rates and flexible tenure to ensure sustainability.
- Organizations hold entrepreneurial programs to encourage skill development.
How to Apply:
- Interact with banks, cooperative societies, and MSME offices in Himachal Pradesh.
- Show your proofs of identity, your graduation project and income records.
- The bank will approve the loan based on the business’s market performance and financial evaluation.
3. Enabling Women of Kamand (EWOK) – Skill Development & Startup Support
IIT Mandi’s newest project, EWOK, empowers village women by providing on-site learning and guidance to help them start and successfully run their businesses.
Program Highlights:
- Give skills training in handicrafts, farming, and small-scale industries
- Provide women entrepreneurs with market linkages to help them sell their products.
- Provide startup incubation support to people who want to start small businesses.
How to Join? In order to take part in the training programs, you should visit the EWOK Official Website
4. Central Government Support for Women Entrepreneurs
Women entrepreneurs can use national programs provided by the government along with the schemes offered by the state of Himachal Pradesh.
- Mudra Yojana Technical Help for Women: Banks lend micro-loans up to the tune of ₹10 lakh for running small scale industries.
- Stand-Up India: Banks provide loans to ₹1 crore for women-led startups.
- Startup India Project: There are special incentives for businesses that are owned by women.
- In order to have further details, visit Startup India Portal.
SuccesHimachal Pradesh Women Entrepreneurship Schemes 2025: Business Loans & Startup Support
s Stories of Women Entrepreneurs in Himachal
- Megha Devi from Kangra was able to start a leaf plate-making business that got her from ₹5,000 a month to ₹20,000.
- Jaswinder Kaur from Mandi had a financial related help from the government which she used for the start-up of organic farming business where she sells her produce in the whole Himachal state.
Inspired by the idea of entrepreneurship? Get your business started right now! Take the First Step Towards Entrepreneurship
HP is making significant efforts to uplift women entrepreneurs through financial assistance, skill development, and business incubation programs.
